Privacy Policy

Last updated: April 20, 2026

What data we collect

Very little. All calculations on Loan Payoff Tools run entirely in your browser using JavaScript. The numbers you enter into our calculators are never sent to our servers, never stored in a database, and never shared with anyone. When you close the page, your data is gone.

Cookies and analytics

We use Google AdSense to display advertisements, which may set cookies on your device to serve personalized or non-personalized ads based on your preferences. Google may collect information about your visits to this and other websites to provide relevant advertisements. You can opt out of personalized advertising by visiting Google Ad Settings.

We may use basic analytics (such as page views and traffic sources) to understand how visitors use the site. This data is aggregated and does not personally identify you.

Third-party services

Our site uses the following third-party services:

• Google AdSense — ad serving and monetization. Google Privacy Policy.
• Cloudflare Pages — hosting and content delivery. Cloudflare Privacy Policy.

No account or sign-up

Loan Payoff Tools does not require you to create an account, provide an email address, or share any personal information to use our calculators.

Children's privacy

This site is not directed at children under 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with an updated "last updated" date.

Contact

Questions about this privacy policy? Email [email protected].