Debt Payoff Guides & Articles
In-depth guides to help you understand your options and build a debt payoff plan that works. Written in plain English, backed by math.
Debt Snowball vs Avalanche: Which Payoff Method Is Better?
A complete comparison of the two most popular debt payoff strategies, with worked examples showing exactly how much each method costs and saves.
How to Pay Off Credit Card Debt: A Step-by-Step Guide
Strategies to escape the minimum payment trap, including balance transfers, the avalanche method, and a concrete action plan.
Student Loan Repayment Guide: Plans, Strategies & Forgiveness
Everything you need to know about federal repayment plans (IBR, PAYE, REPAYE), extended repayment, forgiveness programs, and when to refinance.
Related calculators
Put these guides into action with our free calculators:
- Debt Snowball vs Avalanche Calculator — compare both strategies with your actual debts
- Credit Card Payoff Calculator — see your payoff date and total interest
- Student Loan Payoff Calculator — calculate how extra payments save you money
- Loan Payoff Calculator — works for any loan type